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Many news channels use them to capture things like traffic jams, aerial shots of events, and even to track weather. These are all creative ways they have implemented drones into their organizations and improved the quality content they deliver to the viewers. People go as far as even using drones for selling real estate. Taking images of the inside and outside with a phone won’t cut it anymore. Drones can be used to take incredible shots of the house. They can even help with creating 3D walk through interiors. This can be the difference between selling a place or not because obviously how a place looks will impact most of a buyer’s decision. You don’t want a deal ruined because of a sloppy image from a phone. As you can see, these are all problems different people might face. A drone can help each of these people in their own area for what needs to be done.

Most drones can hover with pretty good stability. This allows for their great shots up in the air and also because of their great cameras. When all of the great abilities and features that a drone has comes together, you end up with amazing results. Many businesses, or even individuals, should consider a drone and what it could possibly do for them. It is going to be a really fun journey to watch and see how people will use drones to capture footage/images.

How FinTech Is Seeing A Major Growth in India

With a population of more than a billion, India is definitely a promising sector for the FinTech. Before we move ahead, let us first explain what FinTech is. In simple terms, FinTech is the industry that comprises of the companies that use the technology to offer financial services. These companies work in different areas of finance management, insurance, electronic payments etc.

In the past decade, FinTech has taken over globally and is expected to rise in the future as well. India isn’t behind in this global trend. With over half a billion invested in the Indian FinTech over the last three years, the segment only shoes promising future of growth.

In 2015, around 12,000 FinTech came up globally making up the total investment of $19 billion. It is expected that by 2020, the global investment by FinTech will be $45 billion, which is a steep rise of 7.1%. According to the NASSCOM reports, India has around 400 FinTech companies with the investment of around $420 million. Reports also suggest that by year 2020, the investment of the FinTech companies in India will increase to $2.4 billion.

With the help of government regulations, banks and other financial companies, India has formed a favorable ecosystem for the growth of FinTech. FinTech is helping bring about the change in the personal financial management through e-payments and e-wallets, in the country that is predominantly cash- driven.

Number of reason contributes towards the growth of Financial Technology in India. The number of internet users in India reached to 465 million in June 2017. With more and more number of people depending on the internet for varied reasons, the digitalisation has taken a new turn. Government’s effort in bringing the digital revolution through ‘Digital India’ campaign is opening many opportunities for the existing FinTechs and start-ups.

Government Regulations:
Government has realised the potential of Financial Technology in India and is constantly making efforts to make the regulations friendlier. In 2014, government relaxed the rule of KYC process for customers making online transactions and payments up to Rs 20,000 per month. It is expected that the government will lay out new set of norms to revamp the P2P lending market.

To promote cashless transactions, government is now offering tax rebates to the merchants for accepting at least 50% of electronic payment.

‘Jan Dhan Yojana’ aims at providing a bank account to every citizen of India. Since the launch of the scheme in 2014, 240 million bank accounts have been opened. FinTech start-ups can use the opportunities to provide easy and seamless transaction service.

Incubator and Accelerators:
The role of incubators and accelerators are not limited to funding but also strengthening the financial industry. The incubators provide the obligation free environment for the start-ups. India is among the top five countries that show promising results for the start-ups. The initiatives ‘smart city’ and ‘digital India’ are set to strengthen the technological infrastructure of the country. To show the support to FinTech start-ups, banks and financial institutes have partnered with incubators and accelerators.

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Machine Learning’ Predicts The FIFA World Cup 2018 Winner!

How can we forget Paul the Octopus who predicted the winner of the world cup in 2010 which had gone viral globally? The Octopus used the flags of both the teams, which were presented in front of him in a box before a game, and the winning team would be selected the box from which Paul would eat first. Paul had 12 correct predictions out of 14.

The result of any given sports game is unpredictable, yet we humans try and predict results either on the basis of statistical analysis, or simply a hunch. Predicting the winner of any a game is part of the game viewing experience and has been a crucial selling point for the betting industry since the beginning. Another interesting method to predict results of games has recently surfaced: Prediction by using Machine Learning, in which the winner of the game or the tournament is predicted by companies who’ve used several different algorithms to predict these results.

Below are some of the companies that used Machine Learning to predict the results of the FIFA World Cup 2018

Prediction by the Technical University of Dortmund In Germany

An algorithm was developed by a team which included researchers from German Technische Universitat of Dortmund, the Ghent University in Belgium, and the Technical University in Munich. The algorithm is fed data which ran approximately 100,000 simulations to predict Spain as the winner.

Prediction by a San Francisco Based Tech Firm – Unanimous AI

San Francisco based technology firm Unanimous AI tried, their hands on the this. Here is what their Founder & CEO had to say “These predictions were generated using swarm A.I. technology” Further, the founder & CEO stated that “This means it uses a unique combination of human insights and artificial intelligence algorithms, resulting in a system that is smarter than the humans or the machines could be on their own. It works by connecting a group of people over the internet using A.I. algorithms, enabling them to think together as a system, and converge upon predictions that are the optimized combination of their individual knowledge, wisdom, instincts, and intuitions”. The final outcome of their simulation pointed that Germany will defeat Brazil in the finals.

Prediction by Goldman Sachs

Technology Teams within this American multinational investment bank, have also tried its hands on predicting the FIFA World Cup winner of 2018, and their machine learning program has given them a final test result. The winning team predicted by Goldman Sachs, using machine learning in Brazil.

Online Political Election Voting System Based On Blockchain Technology

We hear about Blockchain and Bitcoin every day; however, it should be noted that Blockchain is way beyond Bitcoin and cryptocurrencies. It is a platform which is being used for carrying out economic transactions in the most incorruptible way. As a matter of fact, this technology can be used not only for economic transactions but for anything of value in a virtual way. Blockchain is being used in the pharmaceutical industry, fashion and accessory industry, food safety industry, airlines industry and many more.

In a world where technology has reached a point where scientists are coming up with flying cars, why is one of the essential systems that form the government of a country still unsecured and rigged? With the advancement of technology, everything has become a lot more transparent and convenient, then why is this technology not being used to carry out easy and fair elections? In most countries, voting is a right for every adult. Then why doesn’t the entire adult population of a country go ahead to vote on the Election Day? Maybe because the voting center is too far. People have to go and stand in huge lines just to cast a single vote. Some even believe that their vote doesn’t count because of unfair election results.

The solution to this huge problem has finally arrived. A platform that allows blending the perfect combination of technology and politics into one. This results in the invention of Blockchain Voting. If this technology can be used for so many other purposes, why can it not be used for the most important function that is voting? Blockchain voting is an online voting platform that allows a secure, hassle-free, reliable and quick method for the sole purpose of voting for an election. Blockchain voting can completely change the way we vote for the best. It will leave no scope of doubt or question in the voter’s mind.

In the modern day and age of technology, there are certain things that work best through the old ways only. However, voting is not one of those things. Voting is the process by which the citizens of a country choose their leaders. This process should be highly secure, fair and absolutely accurate; all which are the characteristics of blockchain. Blockchain Voting is immutable, transparent and cannot be hacked into in order to change the results. Blockchain Voting is an effective means to conduct elections. This will ensure that there is no voter fraud and no repetition of votes leading to a fair election. Blockchain Voting is the need of today’s democratic and adult population who believes that they can bring a change in this world.

The stakeholders involved in Blockchain Voting would be same as the stakeholders in the conventional method of voting. This revolutionary change can encourage a lot of people of the vote. Anyone who has an internet connection and is an adult which means they have the right to vote is eligible to be a part of this process of Blockchain Voting.The use of this technology from a voter’s point of view is very simple.

Anyone with a phone and internet access will easily be able to understand the specifications of the platform. The citizens who are voting don’t have to wait in long lines and don’t have to travel a lot to go and vote. This quick and hassle-free method of voting will engage more and more people to participate in the voting process and be a part of a more democratic world. This is definitely a cheaper and simpler method of conducting elections. As soon as various governments realize the importance of introducing this technology into their political environment, the better it will for nations to have easy and fair elections.

Contemplating Installing a WLAN? Welcome!

Let me start off by saying up front, this is NOT an ad for any particular device or company. I’m merely setting down my experiences and making some general recommendations. My first attempt at standing up a Wireless Local Area Network (WLAN) was just so I could have access to the Internet from anywhere in my three story townhouse. I hooked up my cable modem to a directional wireless router, and adjusted the antennae so that I had adequate coverage on all floors.

Then I made sure the LAN was secure by assigning a strong password to the router’s encryption feature. All went well. I could go anywhere I pleased in our home and access the Internet. Over time, I populated each floor with a smattering of various PCs, conveniently located so I could log in whenever the whim hit me. My family also liked the convenience of being able to reach the Internet with whatever portable device they happened to hold. Just for convenience, I placed a wireless printer on each floor and linked it to the WLAN. Everything was going on smoothly.

But one glaring problem was that I was still using each PC locally, and sharing files between computers was a nightmare.

Then I heard about the Western Digital’s “MyCloud”. Quick like a bunny, I bought a 2 Gb “MyCloud,” apprehensively attached it to my router via its Ethernet port and then linked it to each of my remote computers as a separate drive.

What a rush! This is amazing! Now I have remote access to all of my projects and files from anywhere in my house! I’m a believer!

When you’re setting up your home WLAN, you might also want to consider adding a Western Digital’s “MyCloud” or similar remote Wireless server as a remotely, fully controlled information repository. Linked to your home network, and behind your router’s firewall, it’s the perfect place to put all of your important (and in my case, almost all) files. Accessible from any place in your house, through any device connected to your LAN, it’s a perfect way to share information and to have access to that information.

Before I invested in my MyCloud, I had to remember on which machine I had saved files locally, Now, I can log in from any of my machines, and have immediate access.

You may find that some other company’s product fits your lifestyle better than Western Digital. That’s OK. The whole gist of my advice is to have you consider a remote data and information serve that is under your total control.

Now, I’m not completely paranoid about “Cloud Servers” that sit external to your router’s firewall, they do have their place, but I do abhor paying a fee to access my own personally created files.

E-Communication Mania

It’s approximately 2pm on a Sunday and I have probably sent 50 e-messages today. This includes social media messages, text messaging and email. In comparison to other people, that is more than likely a very low number. Yet, it made me think about the high percentage of communication that is conducted electronically.

Instant Response Gratification

If I need to connect with a friend my preferred method of contact is always text. Calling is such a bother and once you get into a conversation the entire process is prolonged. Who has time for that? Plus, I usually get an instant response. Perfect. Sounds cold but this is true for most people. We talk when we meet – hopefully. None of us want to be one of those people constantly consulting their phone when meeting with friends or worse clients!

For business, my first choice is always email. Less of an instant response but the percentage is high that a response will be provided quickly. This is a bit more stressful because instant response gratification has become somewhat of a norm.

Social media is another good resource for “instant response gratification”. A post from a personal account almost always gets an instant like from someone. A post from a business account is hit or miss but it is more of a supplementary communication tool so it’s forgivable.

Still Writing Letters, but Watch your Etiquette!

Okay so now that we have established that e-communication is hot, how do we apply that favorably in order to streamline our work but avoid becoming robotic and impersonal? Everyone likes to get immediate feedback. Customers and candidates do not want to wait for an answer. That is the plus to communicating electronically. Everyone always seems to be available. The drawback is that it can lead to some confusion and lack of clarity. The positive is that it can lead to less confusion and more clarity. Huh?

Let’s break this apart. With the steady stream of messages, especially emails, many messages are missed just because everyone is dealing with high volume or they read between the lines of what is sent. The other caveat is that you always have to be careful of what you put in writing.

Everyone is not especially talented in the written word and how you communicate is always an indication of your professionalism or lack of. Grammar, spelling, and content should always be checked for correctness. In this hurried world, which is why we are communicating in this way to begin with, some of the basic rules of written communication are often violated.

It’s interesting because in days of old everyone wrote letters. Today we are back to writing letters it is simply that the delivery is much quicker. That being said, written communication is nothing new. The rules have not changed.

Have you ever sent an email to someone that should not have been on the recipient list because you mis-keyed and accidentally included them? This has happened to most of us and it’s not something that we are proud of. Apologies are usually in order but once the “send” button is pressed there is not much that can be done.

It is the same story with attachments. How many times has this happened? You boast a litany of reasons why the recipients need to check out the document as soon as possible only to have someone send you that dreaded message, “No attachment”. Ughh. Painful every time! Always attach before writing your message to help avoid this issue.

The problem with all electronic communication is that you cannot take it back, just like that letter or card you popped into the mailbox. That is why it is very important that you do some planning with every message that you write. Yes, every message. Even your personal Facebook® posts can have an impact on your business life.

Rules for Social Posts

What are some simple rules for social posts? Never post something that you would not be okay with “everyone” seeing. That includes your mom, your boss, your work colleagues, customers, etc. Everything is open game today. You may even be connected with some of your customers on your personal social media platforms. Pretty much it never goes away and there is opportunity for anyone to view. BCWYP – Be Careful What You Post!

Also be careful of what you share on social media. Some people share posts without even reading them. Read what you are sharing before you post to make sure it represents you and your company well. You would not want to share something that is not part of your belief and passion, therefore reading everything first is essential.

Although every company should have a written document on social media posting and make it clear to employees what is okay to post, some companies are lacking in this area. If you are unaware of what the posting policy is for your company, do not post on behalf of your company. It is very important that you are informed on what your company allows you to post when you are representing your company on social media or otherwise.

Keep it Beneficial and Interesting!

It is very plausible and even necessary to text and email with customers and candidates regularly. If you are not doing this you are missing out on a huge relationship-building medium. Keeping in touch electronically to make customers and candidates aware of opportunities and information that could benefit them is crucial. It is important to allow them to “opt out” and if they do, you should not message them again without first receiving permission.

With e-communication, keep people informed about your company and your products, but don’t overkill with a bunch of boring messages that are saying the same thing. Also, remember your social media and email etiquette. Don’t hound people that connect with you with constant and intrusive sales messages unless you want to be disconnected.